The Better Budget Template

Because Your Budget Should Work With You, Not Against You.

A Better Budget - Ready For You

This powerful, plug-and-play template helps you map out your income, expenses, and goals—all in one place.


You bring the numbers. The budget does the rest.

Built for Life: Fully Customizable

With the Budget Beginners Better Budget, you get complete control over your monthly spending plan.


✔️ Adjust categories to fit your lifestyle (groceries, childcare, side hustles—you name it)
✔️ Customize your income streams and savings goals
✔️ Automatically track changes and totals across every category
✔️ Get a fresh start each month without losing sight of the big picture

Your Financial Snapshot at a Glance

The Overview tab is your all-in-one control center—giving you a clear, big-picture view of your finances across the entire year.

Here’s what you’ll see at a glance:

  • Total income and expenses tracked month by month

  • Savings, investments, and debt progress in one place

  • Automated yearly totals so you can spot trends and set goals

  • No manual math required—the formulas do the work for you

See Your Debt. Crush Your Debt.

The Liabilities tab is where progress begins. It gives you a clear and honest view of everything you owe—so you can create a plan to pay it down with confidence.

What you’ll track:

  • ✅ Credit cards, loans, and any other outstanding debts

  • ✅ Starting balances, interest rates, and minimum payments

  • ✅ Monthly updates on how much you’ve paid and what’s left

  • ✅ Automated totals and payoff tracking so you see real progress

Estimate What to Save for the Future

This powerful tool helps you reverse-engineer your future:
How much do you want to live on each month in retirement?
This tab estimates how much to save now to make it happen.

What it helps you do:
✅ Set your desired monthly income in retirement
✅ Choose your target retirement age and current savings
✅ Factor in estimated returns and inflation
✅ Get a clear monthly savings target to stay on track

Ready to Take Control of Your Money?

✅ Built for real life
✅ Easy to customize
✅ Instant download

Start your journey to financial freedom today.